Health Benefits Center


Larkin tips for health insurance

Posted on December 18, 2011

John Closz a senior benefits consultant with The Larkin Group in Traverse City talks about the changes in the health care industry going into the new year. He also talks about the new Senate bill that will take effect January 1st, 2012 and the impact it will have on consumers.

People with diabetes Stories — Jacquie Wojcik — Episode 35

Posted on November 30, 2011

Jacquie has been Type 1 diabetic from past 20 years. Here is her story : Listen to her 20yrs of T1 diabetes story How she maintained her diabetes in her teens How she deals with highs and lows - very good tips How to explain your diabetes to others - learn from her Things she learnt hard way & her diabetes advocacy

No insurance, have health problems, need specialty visits… what should I do?

Posted on September 14, 2011

3 wks ago I started getting mentrual-like cramps that was targeted mainly on my left side. After about 2 wks of that I went to the Health Center at the college I go to and saw a Physician. She did a pelvic exam and I had some blood work done. Now after 2 1/2 wks of cramping the pain turned into general pelvic pain, the pain doesn't feel like cramping anymore... it's worse! So I went back to the Health Center she says that all the tests she did on me came out normal and so she doesn't know what else she can do for me but suggest that I go to a Gynecologist. My problem is that I don't have any health insurance, the only thing I have is Family Pact & it might cover another pelvic exam by the Gyn but nothing else. I might have to have an ultrasound done & would have to pay that cash. So far the cheapest Gyn I've been able to find is 0 for consult (might not have to pay that b/c I have Family Pact) & 0 for an ultrasound. Should I just apply for health insurance now (4/mo + cpay)
or should I just try to find the cheapest way out of this? What I'm worried about is that I might have something serious and go through surgery or something and I'm sure surgery procedures won't be too cheap if I'm paying cash. Also, what if I need medication...
Also I heard that if I get insurance after seeing someone for this, if my insurance finds out then the insurance would charge me for it. Is that true?

Is it possible to change health insurance companies with a pre exsisting condition such as cancer? If so how?!?

Posted on September 9, 2011

A dear friend has Cancer in her liver and Has a state health insurance. I had hoped to get her into cancer treatment center of America but they dont take that insurance. Is it possible to change insurance or is there any funding available for this problem? Please help ASAP thank You so much!

How do I get mental health care in Hillsborough county, Florida? (I live in Valrico,FL)?

Posted on September 9, 2011

I don't have insurance, I don't qualify for medicare (the government health care) Brandon outreach can't help me, ECHO can't help me, Panos Center can't help me (without insurance). I'm getting desperate and my depression is ruining my life. I need help bad. I feel like no one can help me and I should just give up. I feel like maybe god is punishing me or that I don't deserve to be happy.

are doctors who work in places like clinics/health centers just as good as ones who have private practices?

Posted on September 5, 2011

if you are going to like a free clinic or a community health center to see a doctor, are those doctors just as educated and qualified as ones who have their own private practice? if so, what are the reasons the doctors work in a clinic type environment rather than their own private office?
for insurance reasons, my daughter has to see her pediatrician at a health center, and not a private practice. i just want to make sure she is getting the same kind of care. we have had on appointment and so far it seemed good. i just wanted to make sure.

Should I go to a 24 emergency room/urgent care center for this?

Posted on September 3, 2011

I've had UTI symptoms for almost 2 weeks on and off. Tomorrow my health insurance kicks in. Is this something I should have seen asap by a 24 urgent care center or wait till Monday?

What should I do if I have dental erosion and I cannot see a dentist?

Posted on August 31, 2011

I have tooth erosion and it is quite noticable. I also have tooth sensitivity in the affected teeth. I have no dental insurance and cannot afford to see a dentist. What should I do? I'm shaken up about this as I'm worried, so please let me know if you have any serious suggestions. Thank you in advance and to all a good day.

My partner is applying for HIP health plus in NYC. Will he be accepted?

Posted on August 29, 2011

Basically my partner is self employed.
He has not filed taxes for the last 5 yrs.
He doesn't have any insurance.

We are going to the HIP health plus center this friday to apply for health plus for him.

Any advice on what we should say or bring , if they ask how me makes a living ?
Wiill be be accpeted or denied?

Thanks!
Best answer gets 10 pts.

What are some affordable life insurance policies for people with diabetes?

Posted on August 29, 2011

What are some affordable life insurance policies for people with diabetes?
Looking for 0,000 in coverage.

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